Exclusive MoBar Member Benefits
Missouri Bar Association members can access affordable Group Term Life and AD&D underwritten by MetLife and serviced by Benafica.
Coverage is available for members, spouses/domestic partners, and dependents.
Annual Renewable Term Life Insurance
Association life insurance can be a cost effective way to provide life insurance benefits and help protect your family and finances in the event something happens to you.
New Members
Just joined? You’re eligible for guaranteed coverage if you apply within your first 90 days of membership. No medical exam required—apply today for peace of mind tomorrow.
Simplified Issue ART
Simplified Issue Life Insurance provides fast, straightforward coverage without the need for a medical exam. Instead, applicants answer a brief health questionnaire, making approval quicker and easier than traditional fully underwritten policies.
Standard Issue ART
Fully underwritten Annual Renewable Term (ART) life insurance offers affordable, short-term coverage with premiums that renew each year based on your age and health. Applicants complete a medical exam and health questionnaire—resulting in more accurate pricing and potentially lower rates for healthy individuals.
Simplified Issue 10-Yr Level Term
Simplified Issue 10-Year Level Term Life Insurance offers affordable, guaranteed coverage for a fixed 10-year period—without the need for a medical exam. Approval is based on a short health questionnaire, and premiums stay the same for the term.
10/20-Year Level Term
Standard Issue Term Life Insurance provides dependable protection for a set period—available in 10- and 20-year terms—with guaranteed level premiums for the entire duration. These fully underwritten policies typically require a medical exam, allowing healthy applicants to qualify for the most competitive rates.
Voluntary Accidental Death and Dismemberment Insurance
Accidental death and dismemberment (AD&D) insurance is designed to provide you financial protection in the event of a significant injury or death due to an accident.
Ready to apply?
Contact affinity@benafica.com and a dedicated member of our team will reach out!
Contact Form
Contact Info at Benafica
651-369-5031 | affinity@benafica.com
Nothing in these materials is intended to be advice for any particular situation or individual. Like most group insurance policies, MetLife group life insurance policies contain certain exclusions, limitations and requirements for maintaining coverage in force. Any such exclusions, limitations and requirements will be described in the life insurance certificate.
MetLife Group Term Life insurance and AD&D is issued by:
Metropolitan Life Insurance Company
200 Park Avenue
New York, NY 10166
under Policy Form GPN99/G2130-S.